Material disclosure
APR Disclosure & Estimated Loan Terms (For Qualified Applicants) Annual Percentage Rate (APR) reflects the annualized cost of borrowing and includes interest as well as certain finance charges assessed by a lender. APR is expressed as a percentage and is intended to help consumers compare the cost of credit across different offers. 88fastcash.com does not make loans, does not set interest rates, and does not make credit decisions. Lenders within our network determine all loan terms independently. Based on lender offerings currently available through our network, APRs may generally fall between approximately 5.99% and 35.99%, though lower or higher rates may be offered depending on the lender, loan product, and applicant qualifications. Loan repayment periods offered by lenders commonly range from just over 60 days to as long as 72 months, depending on the product selected. The exact APR, repayment schedule, total loan cost, and duration will be disclosed by the lender before you accept any loan offer.
Illustrative Loan Cost Scenarios (For Comparison Only) The following examples are provided to help explain how loan amount, APR, and repayment term may affect monthly payments and total repayment. These
examples are illustrative only, are not guarantees, and do not represent actual
loan offers.
Loan Amount
Estimated Term
Example APR
Estimated Monthly Payment
Estimated Total Repayment
$1,500
18 months
~17.99%
~$96
~$1,728
$3,500
36 months
~13.25%
~$118
~$4,248
$7,500
48 months
~10.50%
~$192
~$9,216
These scenarios assume closed-end installment loans and are presented solely for educational and comparison purposes. Actual APRs, fees, repayment schedules,
and total loan costs are determined by the lender and will be disclosed before you
accept any loan offer.
Interest, Fees & Other Charges Determined by Lenders 88fastcash.com does not charge users any fees and does not add interest or finance charges to any loan. All interest rates, fees, and other charges are
established by the lender making the loan and are disclosed in the lender’s loan
agreement. Applicants should carefully review all lender-provided documents before agreeing to any loan. You are under no obligation to accept any offer presented, and you may decline an offer at any time prior to execution of a loan agreement.
Timing of Loan Approval & Funding
Loan applications submitted through this website are reviewed directly by
participating lenders. Approval decisions are made solely by the lender. If
approved, some lenders may transmit funds as soon as the same business day;
however, actual funding times depend on lender processing and the policies of
your financial institution.
Late Payment, Partial Payment & Non-Payment Considerations
By accepting a loan offer, you agree to repay the loan according to the schedule
and terms established by the lender. Late payments, missed payments, or failure
to repay the loan in full may result in additional fees, penalties, or other
consequences as described in the lender’s agreement. 88fastcash.com does not have visibility into individual lender fee structures and cannot estimate the charges that may apply in the event of late or non-payment. Borrowers should review lender policies carefully before accepting a loan.
Credit Authorization & Potential Credit Impact
Participating lenders may verify applicant information and, where permitted by
law, obtain consumer credit reports or other credit data to evaluate
creditworthiness. By submitting a request through this website, you authorize
lenders in our network to perform these checks as part of their underwriting
process. Late or missed payments may be reported to credit bureaus and could negatively impact your credit profile. Credit reporting practices vary by lender.
Collections & Account Servicing
88fastcash.com is not involved in loan servicing or debt collection activities. All
servicing and collection practices are handled directly by the lender in accordance
with their agreement and applicable law. Borrowers with questions regarding payment schedules, servicing, or collections should contact the lender directly using the information provided in their loan documents.
Advertising & Referral Relationship Disclosure
88fastcash.com operates as an advertising and referral platform that connects consumers with independent lenders or lending partners. We do not take loan applications on behalf of lenders, do not broker loans, and do not act as an agent
of any lender. We may receive compensation from lenders or other advertising partners for referral or marketing services. This compensation may influence which offers are displayed or the order in which they appear. Some users may be matched with tribal lenders, whose rates and fees may differ from those of state-licensed lenders and who may be governed by federal and tribal law rather than state law. Nothing on this website constitutes an offer to lend or a solicitation of credit.
Availability & Eligibility Considerations
Loan availability, amounts, APRs, and repayment terms depend on multiple
factors, including applicant credit profile, lender underwriting criteria, and
applicable federal, state, or tribal laws. Not all lenders operate in all states.
Important Use Considerations
Loans available through our network are typically offered in amounts ranging
from $100 to $5,000, depending on eligibility. Short-term or small-dollar loans are not intended to be long-term financial solutions and should be used responsibly.
Loan Extensions & Renewals
Renewal or extension options, if available, are determined by the lender and
disclosed in the lender’s agreement. Borrowers should review renewal terms
carefully before accepting a loan.
